Reason number 1,328 why we need universal healthcare in the US. My daughter had to go to the ER back in September. Took her to the only children's hospital in our city, which is also in network, so no big deal...or so I thought. Turns out the doctor is out of network. So now we are on the hook for a huge doctor bill, even though we have really good insurance. This was an emergency room. We were there because IT WAS AN EMERGENCY. This was the only doctor there, so it's not like we had a choice. So now we get to pay thousands of dollars, Yep, this insurance system we have is awesome. So glad we pay thousands in premiums every year. Those of you against universal healthcare, please tell me why? And don't say because it's too expensive. Every study says it would actually cost us less.