I definitely think it's not a good idea to go deeply into debt to go to college. I'm encouraging my son to do his best in school and to consider both college and trade school. He can live at home while he pursues either of those. We have two good state universities in the area within driving distance. He could go to community college and transfer. He might qualify for grants. If he wanted to study a trade, or become a journeyman or apprentice, I would support that too. I've made it clear that if he wants to live on his own while going to school that he would have to work to pay for it. He's ten years old but I am preparing him for reality, and the reality is that without some kind of higher education or certification, there isn't much out there. College isn't the golden ticket, but I am making it clear that, when the time comes, he needs to have some kind of realistic plan.