Hey, FWB--friends with benefits means neither will i loan you money, help you pay to get your run-down car fixed, or that you can use my car. Those are BOYFRIEND, FIANCEE, or HUSBAND privileges. You're sexy, handsome, can fuck like a champ, and your IQ defines you as a genius, but sadly, you're broke, and it's beginning to turn me off a little. I feel bad that you have to pay a cab to get to work, but the only thing I will do is suggest ideas and not say you can use my car. Not going to happen, buddy.