We had friends who made so many bad financial decisions and it just made us so sad for them. They always just told us they liked enjoying their money, so they bought a huge house they couldn't afford, cars they couldn't afford, a dog, had two kids, and always had to have the latest electronic toys. They both had really good jobs, but both of them ended up having to take second jobs to pay for all their stuff. They barely ever got to see their kids and eventually they sold the house, got older cars, and snapped out of it. I was so happy they did because what's the point of all that stuff if it's so stressful to have it?