What I found was that I got refused treatment when I had insurance, but without insurance the doctors will treat me. Way back when, I was refused an MRI because my portion was $3600.00 and I had to pay half up front. That was WITH insurance. I never got the MRI, I didn't have $1800.00. Without insurance, they treat me and just bill me. Also without insurance I can apply for discounts and the sliding fee scale. My appendix operation got discounted due to my income. I'll still be sending them money for years, but the discount was 7K. So that's SOMETHING. But yeah we're all fucked. I wish my ancestors had stayed in Europe. Go to America, they said. Things are better there, they said.