I want to see if I'm getting this right. I'm in the middle of trying to sell my house, it goes up for sale next week. I, as the seller, have to have all debts paid off before I can sell it? Like, I have a credit card in collections (it was a card my ex and I verbally agreed to pay half of, I paid my half, he didn't pay his), so does that mean I have to pay that credit card before I sell my house? I was actually planning on paying it off with the sale money.